Mpesa Transaction Charges Calculator 2024

You can quickly and accurately estimate fees for various M-Pesa transactions. This calculator empowers you to make informed decisions about your finances.

KES


Estimated Fees

Transfer to M-Pesa Users

Ksh:

Transfer to Unregistered Users

Ksh:

Withdrawal from Agent

Ksh:

Transfer to Other Mobile Money Users:

Ksh:
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Why use Mpesa charges calculator

Knowing the fees for M-Pesa transactions is crucial for you to plan your finances effectively. This calculator provides transparency on costs, helping you make informed choices.

Our calculator is user-friendly, covering a range of M-Pesa transactions like transfers to M-Pesa users, other mobile money users, unregistered users, and agent withdrawals. It ensures a seamless experience for accurate fee calculations.

M-PESA Charges

These are charges that a customer incurs depending on the amount of transaction and the transaction type i.e. sending or withdrawing.

Below are M-PESA Tariffs.

TRANSACTION RANGE (KSHS)

TRANSACTION TYPE AND CUSTOMER CHARGES (KSHS)

MIN

MAX

TRANSFER TO M-PESA

USERS, POCHI LA

BIASHARA AND BUSINESS TILL TO CUSTOMER

TRANSFER TO

OTHER REGISTERED

MOBILE MONEY USERS

TRANSFER TO

UNREGISTERED USERS

WITHDRAWAL FROM M-PESA AGENT

1

49

Free

Free

N/A

N/A

50

100

Free

Free

N/A

11

101

500

7

7

47

29

501

1,000

13

13

51

29

1,001

1,500

23

23

61

29

1,501

2,500

33

33

76

29

2,501

3,500

53

53

115

52

3,501

5,000

57

57

139

69

5,001

7,500

78

78

171

87

7,501

10,000

90

90

211

115

10,001

15,000

100

100

273

167

15,001

20,000

105

105

296

185

20,001

35,000

108

108

318

197

35,001

50,000

108

108

318

278

50,001

250,000

108

108

318

309

ATM Withdrawal Tariff

Min

Max

Kshs

200

2500

35

2501

5000

69

5001

10000

115

10001

35000

203

Important information

  1. Maximum Account Balance: Your M-PESA account can hold a maximum balance of Kshs.500,000.
  2. Maximum Daily Transaction Value: The maximum value for daily transactions is set at Kshs.500,000.
  3. Maximum Amount per Transaction: Each transaction is capped at a maximum of Kshs.250,000.
  4. Minimum Withdrawal Amount: The minimum amount you can withdraw at an M-PESA Agent is Kshs.50.
  5. M-PESA Person to Person Self-Reversal: To initiate a self-reversal for a person-to-person transaction, send the transaction confirmation to 456.
  6. Active Safaricom Line and M-PESA Account: Ensure that your Safaricom line and M-PESA account are active to transact.
  7. Depositing Funds: You can only deposit funds into an M-PESA account registered under your own identification document (ID). Depositing directly into third-party accounts is not allowed.
  8. Bonga Points Earning: You will earn Bonga Points based on the M-PESA fee charged during your transactions.
  9. Identification Document Requirement: When transacting at any M-PESA agent outlet, you need to produce your original identification document with which the M-PESA account was registered. Acceptable documents include the National ID or Kenyan Passport.
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Mpesa Cost Disclaimer

It's essential to note that M-Pesa fees are subject to change, and variations may occur based on factors such as transaction amounts and types. Stay informed about the latest fee updates.

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